Median home value in zip code 40324 (Georgetown, KY) is $333,674, up 3.5% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$333,674

YoY Change

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 40324 (Georgetown).

Income (annual)

Down Payment

$66,735 on $333,674

Example: $75,000 household income. Change it above to see your own.

Stretch33.5% of income

Above 28% but manageable with cuts.

PITI$2,093

P/I33.5%

Afford$279K

Gap-$55K

P&I $1,687Tax $239Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40324 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.