Zip Code

40324

Georgetown, KYLexington-Fayette, KY

Median home value in zip code 40324 (Georgetown, KY) is $334K, up 3.5% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Lexington-Fayette, KY metro →

Home Value$333,674
YoY Change
+3.5%
AFFORDABILITY

Enter your income for 40324 (Georgetown).

$66,735 on $333,674
Stretch — 33.5% of income

Above 28% but manageable with cuts.

PITI$2,093
P/I33.5%
Afford$279K
Gap-$55K
P&I $1,687Tax $239Ins $167
6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

40324 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis
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40324 (Georgetown, KY) Housing Market | CrashWatch