Median home value in zip code 40346 (Means, KY) is $150,405, down 8.7% year over year. Part of the Mount Sterling, KY metropolitan area.

Home Value$150,405

YoY Change

-8.7%

Prices falling — better for buyers.

Affordability

Enter your income for 40346 (Means).

Income (annual)

Down Payment

$30,081 on $150,405

Example: $75,000 household income. Change it above to see your own.

Affordable16.6% of income

Under the 28% guideline.

PITI$1,035

P/I16.6%

Afford$254K

Room+$104K

P&I $761Tax $108Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40346 is part of the Mount Sterling, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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