Median home value in zip code 40356 (Nicholasville, KY) is $318,387, up 3.7% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$318,387

YoY Change

+3.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 40356 (Nicholasville).

Income (annual)

Down Payment

$63,677 on $318,387

Example: $75,000 household income. Change it above to see your own.

Stretch32.1% of income

Above 28% but manageable with cuts.

PITI$2,005

P/I32.1%

Afford$278K

Gap-$40K

P&I $1,610Tax $228Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40356 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis

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