Median home value in zip code 40383 (Versailles, KY) is $351,959, down 2.1% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$351,959

YoY Change

-2.1%

Prices falling — better for buyers.

Affordability

Enter your income for 40383 (Versailles).

Income (annual)

Down Payment

$70,392 on $351,959

Example: $75,000 household income. Change it above to see your own.

Stretch35.2% of income

Above 28% but manageable with cuts.

PITI$2,199

P/I35.2%

Afford$280K

Gap-$72K

P&I $1,780Tax $252Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40383 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis

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