Median home value in zip code 40385 (Richmond, KY) is $240K, down 1.5% year over year. Part of the Richmond-Berea, KY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Richmond-Berea, KY metro →
Home Value$239,728
YoY Change
-1.5%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for 40385 (Richmond).
$47,946 on $239,728
Affordable — 24.8% of income
Under the 28% guideline.
PITI$1,553
P/I24.8%
Afford$270K
Room+$30K
P&I $1,212Tax $174Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
40385 is part of the Richmond-Berea, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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