Median home value in zip code 40387 (Wellington, KY) is $128,590, down 2.6% year over year. Part of the Mount Sterling, KY metropolitan area.

Home Value$128,590

YoY Change

-2.6%

Prices falling — better for buyers.

Affordability

Enter your income for 40387 (Wellington).

Income (annual)

Down Payment

$25,718 on $128,590

Example: $75,000 household income. Change it above to see your own.

Affordable14.5% of income

Under the 28% guideline.

PITI$909

P/I14.5%

Afford$248K

Room+$119K

P&I $650Tax $92Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40387 is part of the Mount Sterling, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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