Median home value in zip code 40390 (Wilmore, KY) is $307,205, up 0.6% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$307,205

YoY Change

+0.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 40390 (Wilmore).

Income (annual)

Down Payment

$61,441 on $307,205

Example: $75,000 household income. Change it above to see your own.

Stretch31% of income

Above 28% but manageable with cuts.

PITI$1,940

P/I31%

Afford$277K

Gap-$30K

P&I $1,553Tax $220Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40390 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis

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