Median home value in zip code 40391 (Winchester, KY) is $255,709, up 3.5% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$255,709

YoY Change

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 40391 (Winchester).

Income (annual)

Down Payment

$51,142 on $255,709

Example: $75,000 household income. Change it above to see your own.

Affordable26.3% of income

Under the 28% guideline.

PITI$1,643

P/I26.3%

Afford$272K

Room+$17K

P&I $1,293Tax $183Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40391 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis

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