Median home value in zip code 40403 (Berea, KY) is $250,652, up 2.0% year over year. Part of the Richmond-Berea, KY metropolitan area.

Home Value$250,652

YoY Change

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 40403 (Berea).

Income (annual)

Down Payment

$50,130 on $250,652

Example: $75,000 household income. Change it above to see your own.

Affordable25.9% of income

Under the 28% guideline.

PITI$1,616

P/I25.9%

Afford$271K

Room+$21K

P&I $1,267Tax $182Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40403 is part of the Richmond-Berea, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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