Median home value in zip code 40440 (Junction City, KY) is $188,677, up 4.0% year over year. Part of the Danville, KY metropolitan area.

Home Value$188,677

YoY Change

+4.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 40440 (Junction City).

Income (annual)

Down Payment

$37,735 on $188,677

Example: $75,000 household income. Change it above to see your own.

Affordable20.1% of income

Under the 28% guideline.

PITI$1,256

P/I20.1%

Afford$263K

Room+$74K

P&I $954Tax $135Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40440 is part of the Danville, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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