Median home value in zip code 40504 (Lexington, KY) is $262,424, up 5.2% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$262,424

YoY Change

+5.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 40504 (Lexington).

Income (annual)

Down Payment

$52,485 on $262,424

Example: $75,000 household income. Change it above to see your own.

Affordable26.9% of income

Under the 28% guideline.

PITI$1,682

P/I26.9%

Afford$273K

Room+$11K

P&I $1,327Tax $188Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40504 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis

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