Median home value in zip code 40505 (Lexington, KY) is $221,876, up 3.3% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$221,876

YoY Change

+3.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 40505 (Lexington).

Income (annual)

Down Payment

$44,375 on $221,876

Example: $75,000 household income. Change it above to see your own.

Affordable23.2% of income

Under the 28% guideline.

PITI$1,448

P/I23.2%

Afford$268K

Room+$46K

P&I $1,122Tax $159Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40505 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis

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