Median home value in zip code 40507 (Lexington, KY) is $378,590, up 8.0% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$378,590

YoY Change

+8.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 40507 (Lexington).

Income (annual)

Down Payment

$75,718 on $378,590

Example: $75,000 household income. Change it above to see your own.

Out of reach37.6% of income

Need $100,800/yr to afford.

PITI$2,352

P/I37.6%

Afford$282K

Gap-$97K

P&I $1,914Tax $271Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40507 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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