Median home value in zip code 40508 (Lexington, KY) is $217,430, up 3.8% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$217,430

YoY Change

+3.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 40508 (Lexington).

Income (annual)

Down Payment

$43,486 on $217,430

Example: $75,000 household income. Change it above to see your own.

Affordable22.8% of income

Under the 28% guideline.

PITI$1,422

P/I22.8%

Afford$268K

Room+$50K

P&I $1,099Tax $156Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40508 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis

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