Median home value in zip code 40509 (Lexington, KY) is $393,347, up 1.8% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$393,347

YoY Change

+1.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 40509 (Lexington).

Income (annual)

Down Payment

$78,669 on $393,347

Example: $75,000 household income. Change it above to see your own.

Out of reach39% of income

Need $104,486/yr to afford.

PITI$2,438

P/I39%

Afford$282K

Gap-$111K

P&I $1,989Tax $282Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40509 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis

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