Median home value in zip code 40509 (Lexington, KY) is $393K, up 1.8% year over year. Part of the Lexington-Fayette, KY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Lexington-Fayette, KY metro →
Home Value$393,347
YoY Change
+1.8%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for 40509 (Lexington).
$78,669 on $393,347
Out of reach — 39% of income
Need $104,486/yr to afford.
PITI$2,438
P/I39%
Afford$282K
Gap-$111K
P&I $1,989Tax $282Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
40509 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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