Zip Code

40509

Lexington, KYLexington-Fayette, KY

Median home value in zip code 40509 (Lexington, KY) is $393K, up 1.8% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Lexington-Fayette, KY metro →

Home Value$393,347
YoY Change
+1.8%
AFFORDABILITY

Enter your income for 40509 (Lexington).

$78,669 on $393,347
Out of reach — 39% of income

Need $104,486/yr to afford.

PITI$2,438
P/I39%
Afford$282K
Gap-$111K
P&I $1,989Tax $282Ins $167
6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

40509 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free
40509 (Lexington, KY) Housing Market | CrashWatch