Median home value in zip code 40510 (Lexington, KY) is $720,865, up 9.9% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$720,865

YoY Change

+9.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 40510 (Lexington).

Income (annual)

Down Payment

$144,173 on $720,865

Example: $75,000 household income. Change it above to see your own.

Out of reach69.2% of income

Need $185,486/yr to afford.

PITI$4,328

P/I69.2%

Afford$291K

Gap-$429K

P&I $3,645Tax $517Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40510 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis

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