Median home value in zip code 40511 (Lexington, KY) is $306,196, up 2.1% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$306,196

YoY Change

+2.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 40511 (Lexington).

Income (annual)

Down Payment

$61,239 on $306,196

Example: $75,000 household income. Change it above to see your own.

Stretch30.9% of income

Above 28% but manageable with cuts.

PITI$1,934

P/I30.9%

Afford$277K

Gap-$29K

P&I $1,548Tax $219Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40511 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis

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