Median home value in zip code 40513 (Lexington, KY) is $552,731, up 5.1% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$552,731

YoY Change

+5.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 40513 (Lexington).

Income (annual)

Down Payment

$110,546 on $552,731

Example: $75,000 household income. Change it above to see your own.

Out of reach53.7% of income

Need $143,914/yr to afford.

PITI$3,358

P/I53.7%

Afford$288K

Gap-$265K

P&I $2,795Tax $396Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40513 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis

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