Median home value in zip code 40514 (Lexington, KY) is $362,967, up 4.6% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$362,967

YoY Change

+4.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 40514 (Lexington).

Income (annual)

Down Payment

$72,593 on $362,967

Example: $75,000 household income. Change it above to see your own.

Out of reach36.2% of income

Need $96,943/yr to afford.

PITI$2,262

P/I36.2%

Afford$281K

Gap-$82K

P&I $1,835Tax $260Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40514 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis

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