Median home value in zip code 40514 (Lexington, KY) is $363K, up 4.6% year over year. Part of the Lexington-Fayette, KY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Lexington-Fayette, KY metro →
Home Value$362,967
YoY Change
+4.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for 40514 (Lexington).
$72,593 on $362,967
Out of reach — 36.2% of income
Need $96,943/yr to afford.
PITI$2,262
P/I36.2%
Afford$281K
Gap-$82K
P&I $1,835Tax $260Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
40514 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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