Zip Code

40514

Lexington, KYLexington-Fayette, KY

Median home value in zip code 40514 (Lexington, KY) is $363K, up 4.6% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Lexington-Fayette, KY metro →

Home Value$362,967
YoY Change
+4.6%
AFFORDABILITY

Enter your income for 40514 (Lexington).

$72,593 on $362,967
Out of reach — 36.2% of income

Need $96,943/yr to afford.

PITI$2,262
P/I36.2%
Afford$281K
Gap-$82K
P&I $1,835Tax $260Ins $167
6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

40514 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis
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40514 (Lexington, KY) Housing Market | CrashWatch