Median home value in zip code 40515 (Lexington, KY) is $372,861, up 4.0% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$372,861

YoY Change

+4.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 40515 (Lexington).

Income (annual)

Down Payment

$74,572 on $372,861

Example: $75,000 household income. Change it above to see your own.

Out of reach37.1% of income

Need $99,386/yr to afford.

PITI$2,319

P/I37.1%

Afford$281K

Gap-$91K

P&I $1,885Tax $267Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40515 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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