Median home value in zip code 40516 (Lexington, KY) is $329K, up 0.6% year over year. Part of the Lexington-Fayette, KY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Lexington-Fayette, KY metro →
Home Value$329,175
YoY Change
+0.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for 40516 (Lexington).
$65,835 on $329,175
Stretch — 33.1% of income
Above 28% but manageable with cuts.
PITI$2,067
P/I33.1%
Afford$279K
Gap-$50K
P&I $1,664Tax $236Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
40516 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
View Lexington-Fayette, KY analysisWant deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free