Median home value in zip code 40516 (Lexington, KY) is $329,175, up 0.6% year over year. Part of the Lexington-Fayette, KY metropolitan area.

Home Value$329,175

YoY Change

+0.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 40516 (Lexington).

Income (annual)

Down Payment

$65,835 on $329,175

Example: $75,000 household income. Change it above to see your own.

Stretch33.1% of income

Above 28% but manageable with cuts.

PITI$2,067

P/I33.1%

Afford$279K

Gap-$50K

P&I $1,664Tax $236Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40516 is part of the Lexington-Fayette, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lexington-Fayette, KY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.