Median home value in zip code 40601 (Frankfort, KY) is $242,587, up 0.5% year over year. Part of the Frankfort, KY metropolitan area.

Home Value$242,587

YoY Change

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 40601 (Frankfort).

Income (annual)

Down Payment

$48,517 on $242,587

Example: $75,000 household income. Change it above to see your own.

Affordable25.1% of income

Under the 28% guideline.

PITI$1,567

P/I25.1%

Afford$271K

Room+$28K

P&I $1,227Tax $174Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40601 is part of the Frankfort, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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