Median home value in zip code 40729 (East Bernstadt, KY) is $146,594, up 0.9% year over year. Part of the London, KY metropolitan area.

Home Value$146,594

YoY Change

+0.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 40729 (East Bernstadt).

Income (annual)

Down Payment

$29,319 on $146,594

Example: $75,000 household income. Change it above to see your own.

Affordable16.2% of income

Under the 28% guideline.

PITI$1,013

P/I16.2%

Afford$253K

Room+$107K

P&I $741Tax $105Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40729 is part of the London, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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