Median home value in zip code 40734 (Gray, KY) is $160K, down 5.1% year over year. Part of the London, KY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: London, KY metro →

Home Value$159,614

YoY Change

-5.1%

AFFORDABILITY

Enter your income for 40734 (Gray).

Income (annual)

Down Payment

$31,923 on $159,614

Affordable — 17.4% of income

Under the 28% guideline.

PITI$1,088

P/I17.4%

Afford$257K

Room+$97K

P&I $807Tax $114Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

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Metro Analysis

40734 is part of the London, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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