Median home value in zip code 40740 (Lily, KY) is $151,988, down 1.8% year over year. Part of the London, KY metropolitan area.

Home Value$151,988

YoY Change

-1.8%

Prices falling — better for buyers.

Affordability

Enter your income for 40740 (Lily).

Income (annual)

Down Payment

$30,398 on $151,988

Example: $75,000 household income. Change it above to see your own.

Affordable16.7% of income

Under the 28% guideline.

PITI$1,044

P/I16.7%

Afford$255K

Room+$103K

P&I $769Tax $109Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

40740 is part of the London, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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