Median home value in zip code 40807 (Cumberland, KY) is $55K, down 6.9% year over year.
Home Value$54,637
YoY Change
-6.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for 40807 (Cumberland).
$10,927 on $54,637
Affordable — 7.7% of income
Under the 28% guideline.
PITI$482
P/I7.7%
Afford$198K
Room+$144K
P&I $276Tax $39Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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