Median home value in zip code 40831 (Harlan, KY) is $102K, down 3.3% year over year.
Home Value$102,447
YoY Change
-3.3%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for 40831 (Harlan).
$20,489 on $102,447
Affordable — 12.1% of income
Under the 28% guideline.
PITI$758
P/I12.1%
Afford$237K
Room+$134K
P&I $518Tax $73Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free