Zip Code

40856

Pathfork, KYMiddlesborough, KY

Median home value in zip code 40856 (Pathfork, KY) is $85K, down 31.1% year over year. Part of the Middlesborough, KY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Middlesborough, KY metro →

Home Value$84,727
YoY Change
-31.1%
AFFORDABILITY

Enter your income for 40856 (Pathfork).

$16,945 on $84,727
Affordable — 10.5% of income

Under the 28% guideline.

PITI$656
P/I10.5%
Afford$226K
Room+$141K
P&I $428Tax $61Ins $167
6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

40856 is part of the Middlesborough, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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40856 (Pathfork, KY) Housing Market | CrashWatch