Median home value in zip code 41014 (Covington, KY) is $173,184, up 2.1% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$173,184

YoY Change

+2.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 41014 (Covington).

Income (annual)

Down Payment

$34,637 on $173,184

Example: $75,000 household income. Change it above to see your own.

Affordable20.4% of income

Under the 28% guideline.

PITI$1,276

P/I20.4%

Afford$238K

Room+$64K

P&I $876Tax $234Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

41014 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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