Zip Code

41016

Ludlow, KYCincinnati, OH-KY-IN

Median home value in zip code 41016 (Ludlow, KY) is $198K, up 1.8% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Cincinnati, OH-KY-IN metro →

Home Value$198,333
YoY Change
+1.8%
AFFORDABILITY

Enter your income for 41016 (Ludlow).

$39,667 on $198,333
Affordable — 23% of income

Under the 28% guideline.

PITI$1,437
P/I23%
Afford$242K
Room+$43K
P&I $1,003Tax $268Ins $167
6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

41016 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis
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41016 (Ludlow, KY) Housing Market | CrashWatch