Median home value in zip code 41016 (Ludlow, KY) is $198,333, up 1.8% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$198,333

YoY Change

+1.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 41016 (Ludlow).

Income (annual)

Down Payment

$39,667 on $198,333

Example: $75,000 household income. Change it above to see your own.

Affordable23% of income

Under the 28% guideline.

PITI$1,437

P/I23%

Afford$242K

Room+$43K

P&I $1,003Tax $268Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

41016 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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