Median home value in zip code 41045 (Ghent, KY) is $191,398, up 3.0% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$191,398

YoY Change

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 41045 (Ghent).

Income (annual)

Down Payment

$38,280 on $191,398

Example: $75,000 household income. Change it above to see your own.

Affordable22.3% of income

Under the 28% guideline.

PITI$1,393

P/I22.3%

Afford$240K

Room+$49K

P&I $968Tax $258Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

41045 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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