Median home value in zip code 41074 (Dayton, KY) is $193,418, up 0.6% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$193,418

YoY Change

+0.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 41074 (Dayton).

Income (annual)

Down Payment

$38,684 on $193,418

Example: $75,000 household income. Change it above to see your own.

Affordable22.5% of income

Under the 28% guideline.

PITI$1,406

P/I22.5%

Afford$241K

Room+$47K

P&I $978Tax $261Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

41074 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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