Median home value in zip code 41075 (Fort Thomas, KY) is $361,621, up 5.4% year over year. Part of the Cincinnati, OH-KY-IN metropolitan area.

Home Value$361,621

YoY Change

+5.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 41075 (Fort Thomas).

Income (annual)

Down Payment

$72,324 on $361,621

Example: $75,000 household income. Change it above to see your own.

Out of reach39.7% of income

Need $106,414/yr to afford.

PITI$2,483

P/I39.7%

Afford$255K

Gap-$107K

P&I $1,829Tax $488Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

41075 is part of the Cincinnati, OH-KY-IN metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Cincinnati, OH-KY-IN analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.