Median home value in zip code 41531 (Hardy, KY) is $80,595, down 18.3% year over year.

Home Value$80,595

YoY Change

-18.3%

Prices falling — better for buyers.

Affordability

Enter your income for 41531 (Hardy).

Income (annual)

Down Payment

$16,119 on $80,595

Example: $75,000 household income. Change it above to see your own.

Affordable10.1% of income

Under the 28% guideline.

PITI$632

P/I10.1%

Afford$223K

Room+$143K

P&I $408Tax $58Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.