Median home value in zip code 41631 (Harold, KY) is $78,678, down 26.0% year over year.

Home Value$78,678

YoY Change

-26.0%

Prices falling — better for buyers.

Affordability

Enter your income for 41631 (Harold).

Income (annual)

Down Payment

$15,736 on $78,678

Example: $75,000 household income. Change it above to see your own.

Affordable9.9% of income

Under the 28% guideline.

PITI$621

P/I9.9%

Afford$222K

Room+$143K

P&I $398Tax $56Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.