Median home value in zip code 41764 (Smilax, KY) is $76,870, down 12.9% year over year.

Home Value$76,870

YoY Change

-12.9%

Prices falling — better for buyers.

Affordability

Enter your income for 41764 (Smilax).

Income (annual)

Down Payment

$15,374 on $76,870

Example: $75,000 household income. Change it above to see your own.

Affordable9.8% of income

Under the 28% guideline.

PITI$610

P/I9.8%

Afford$221K

Room+$144K

P&I $389Tax $55Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.