Median home value in zip code 42039 (Fancy Farm, KY) is $169,915, up 1.2% year over year. Part of the Mayfield, KY metropolitan area.

Home Value$169,915

YoY Change

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 42039 (Fancy Farm).

Income (annual)

Down Payment

$33,983 on $169,915

Example: $75,000 household income. Change it above to see your own.

Affordable18.4% of income

Under the 28% guideline.

PITI$1,148

P/I18.4%

Afford$259K

Room+$89K

P&I $859Tax $122Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

42039 is part of the Mayfield, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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