Median home value in zip code 42040 (Farmington, KY) is $191,772, down 3.6% year over year. Part of the Mayfield, KY metropolitan area.

Home Value$191,772

YoY Change

-3.6%

Prices falling — better for buyers.

Affordability

Enter your income for 42040 (Farmington).

Income (annual)

Down Payment

$38,354 on $191,772

Example: $75,000 household income. Change it above to see your own.

Affordable20.4% of income

Under the 28% guideline.

PITI$1,274

P/I20.4%

Afford$263K

Room+$72K

P&I $970Tax $137Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

42040 is part of the Mayfield, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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