Median home value in zip code 42076 (New Concord, KY) is $161,508, down 15.6% year over year. Part of the Murray, KY metropolitan area.

Home Value$161,508

YoY Change

-15.6%

Prices falling — better for buyers.

Affordability

Enter your income for 42076 (New Concord).

Income (annual)

Down Payment

$32,302 on $161,508

Example: $75,000 household income. Change it above to see your own.

Affordable17.6% of income

Under the 28% guideline.

PITI$1,099

P/I17.6%

Afford$257K

Room+$96K

P&I $817Tax $116Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

42076 is part of the Murray, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Murray, KY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.