Median home value in zip code 42085 (Water Valley, KY) is $108K, up 5.9% year over year. Part of the Mayfield, KY metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Mayfield, KY metro →
Home Value$107,718
YoY Change
+5.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for 42085 (Water Valley).
$21,544 on $107,718
Affordable — 12.6% of income
Under the 28% guideline.
PITI$789
P/I12.6%
Afford$239K
Room+$131K
P&I $545Tax $77Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
42085 is part of the Mayfield, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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