Median home value in zip code 42324 (Belton, KY) is $142,906, down 7.0% year over year. Part of the Central City, KY metropolitan area.

Home Value$142,906

YoY Change

-7.0%

Prices falling — better for buyers.

Affordability

Enter your income for 42324 (Belton).

Income (annual)

Down Payment

$28,581 on $142,906

Example: $75,000 household income. Change it above to see your own.

Affordable15.9% of income

Under the 28% guideline.

PITI$992

P/I15.9%

Afford$252K

Room+$109K

P&I $723Tax $102Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

42324 is part of the Central City, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Central City, KY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.