Median home value in zip code 42344 (Graham, KY) is $81,477, down 5.7% year over year. Part of the Central City, KY metropolitan area.

Home Value$81,477

YoY Change

-5.7%

Prices falling — better for buyers.

Affordability

Enter your income for 42344 (Graham).

Income (annual)

Down Payment

$16,295 on $81,477

Example: $75,000 household income. Change it above to see your own.

Affordable10.2% of income

Under the 28% guideline.

PITI$637

P/I10.2%

Afford$224K

Room+$142K

P&I $412Tax $58Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

42344 is part of the Central City, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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