Median home value in zip code 42366 (Philpot, KY) is $261,320, down 0.2% year over year. Part of the Owensboro, KY metropolitan area.

Home Value$261,320

YoY Change

-0.2%

Prices falling — better for buyers.

Affordability

Enter your income for 42366 (Philpot).

Income (annual)

Down Payment

$52,264 on $261,320

Example: $75,000 household income. Change it above to see your own.

Affordable26.8% of income

Under the 28% guideline.

PITI$1,675

P/I26.8%

Afford$273K

Room+$12K

P&I $1,321Tax $187Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

42366 is part of the Owensboro, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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