Median home value in zip code 42376 (Utica, KY) is $238,676, up 0.9% year over year. Part of the Owensboro, KY metropolitan area.

Home Value$238,676

YoY Change

+0.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 42376 (Utica).

Income (annual)

Down Payment

$47,735 on $238,676

Example: $75,000 household income. Change it above to see your own.

Affordable24.7% of income

Under the 28% guideline.

PITI$1,545

P/I24.7%

Afford$270K

Room+$32K

P&I $1,207Tax $171Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

42376 is part of the Owensboro, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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