Median home value in zip code 42431 (Madisonville, KY) is $161,290, down 4.8% year over year. Part of the Madisonville, KY metropolitan area.

Home Value$161,290

YoY Change

-4.8%

Prices falling — better for buyers.

Affordability

Enter your income for 42431 (Madisonville).

Income (annual)

Down Payment

$32,258 on $161,290

Example: $75,000 household income. Change it above to see your own.

Affordable17.6% of income

Under the 28% guideline.

PITI$1,098

P/I17.6%

Afford$257K

Room+$96K

P&I $816Tax $116Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

42431 is part of the Madisonville, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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