Median home value in zip code 42440 (Mortons Gap, KY) is $91,013, down 1.0% year over year. Part of the Madisonville, KY metropolitan area.

Home Value$91,013

YoY Change

-1.0%

Prices falling — better for buyers.

Affordability

Enter your income for 42440 (Mortons Gap).

Income (annual)

Down Payment

$18,203 on $91,013

Example: $75,000 household income. Change it above to see your own.

Affordable11.1% of income

Under the 28% guideline.

PITI$692

P/I11.1%

Afford$230K

Room+$139K

P&I $460Tax $65Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

42440 is part of the Madisonville, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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