Median home value in zip code 42503 (Somerset, KY) is $225,806, down 1.2% year over year. Part of the Somerset, KY metropolitan area.

Home Value$225,806

YoY Change

-1.2%

Prices falling — better for buyers.

Affordability

Enter your income for 42503 (Somerset).

Income (annual)

Down Payment

$45,161 on $225,806

Example: $75,000 household income. Change it above to see your own.

Affordable23.5% of income

Under the 28% guideline.

PITI$1,470

P/I23.5%

Afford$269K

Room+$43K

P&I $1,142Tax $162Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

42503 is part of the Somerset, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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