Zip Code

42533

Ferguson, KYSomerset, KY

Median home value in zip code 42533 (Ferguson, KY) is $155K, down 7.1% year over year. Part of the Somerset, KY metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Somerset, KY metro →

Home Value$155,018
YoY Change
-7.1%
AFFORDABILITY

Enter your income for 42533 (Ferguson).

$31,004 on $155,018
Affordable — 17% of income

Under the 28% guideline.

PITI$1,062
P/I17%
Afford$255K
Room+$100K
P&I $784Tax $111Ins $167
6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

42533 is part of the Somerset, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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42533 (Ferguson, KY) Housing Market | CrashWatch