Median home value in zip code 42533 (Ferguson, KY) is $155,018, down 7.1% year over year. Part of the Somerset, KY metropolitan area.

Home Value$155,018

YoY Change

-7.1%

Prices falling — better for buyers.

Affordability

Enter your income for 42533 (Ferguson).

Income (annual)

Down Payment

$31,004 on $155,018

Example: $75,000 household income. Change it above to see your own.

Affordable17% of income

Under the 28% guideline.

PITI$1,062

P/I17%

Afford$255K

Room+$100K

P&I $784Tax $111Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

42533 is part of the Somerset, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Somerset, KY analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.