Median home value in zip code 42544 (Nancy, KY) is $140,373, down 5.9% year over year. Part of the Somerset, KY metropolitan area.

Home Value$140,373

YoY Change

-5.9%

Prices falling — better for buyers.

Affordability

Enter your income for 42544 (Nancy).

Income (annual)

Down Payment

$28,075 on $140,373

Example: $75,000 household income. Change it above to see your own.

Affordable15.6% of income

Under the 28% guideline.

PITI$977

P/I15.6%

Afford$251K

Room+$111K

P&I $710Tax $101Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

42544 is part of the Somerset, KY metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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