Median home value in zip code 42653 (Stearns, KY) is $98,497, down 9.6% year over year.

Home Value$98,497

YoY Change

-9.6%

Prices falling — better for buyers.

Affordability

Enter your income for 42653 (Stearns).

Income (annual)

Down Payment

$19,699 on $98,497

Example: $75,000 household income. Change it above to see your own.

Affordable11.8% of income

Under the 28% guideline.

PITI$735

P/I11.8%

Afford$235K

Room+$136K

P&I $498Tax $71Ins $167

6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.