Median home value in zip code 42653 (Stearns, KY) is $98K, down 9.6% year over year.
Home Value$98,497
YoY Change
-9.6%
AFFORDABILITY6.50% 30yr, 20% down, county tax + KY ins. 28% per HUD.
Enter your income for 42653 (Stearns).
$19,699 on $98,497
Affordable — 11.8% of income
Under the 28% guideline.
PITI$735
P/I11.8%
Afford$235K
Room+$136K
P&I $498Tax $71Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.
Try Free